My Company

I've spent a good part of my academic career studying personal financial behavior. In the course of these studies, I realized two things. First, economics' approach to financial planning is very different from the conventional approach: it generates quite different and much more sensible advice. Second, economists have an obligation to use their tools and science to help people make proper life-cycle financial decisions.

Please check out my company's (Economic Security Planning, Inc.) websites:

This is our company's main site. It describes all our products and has links to each.

This $40 ($250 for financial planners) web-based program called Maximize My Social Security, featured by PBS and other top media, calculates the Social Security benefit collection strategy that offers the highest lifetime benefits.

This site has our highly detailed, lifetime financial planning download programs -- ESPlanner ($149) and ESPlannerPLUS (with Monte Carlo and Upside Investing, $199) for households and ESPlannerPRO ($950) for financial planners.

This site, ranked the #1 online site by Money Magazine, lets you run, for free, a simplified version of our download programs by just clicking Begin Planning at the bottom.

Analyze My Divorce Settlement

Divorce is hard enough without arguing over money. Analyze My Divorce Settlement uses ESPlanner, America's most powerful financial planning tool, to help you reach a fair settlement. Our tool calculates each spouse's bottom line -- what each gets to spend now and through time under the specific divorce settlement being considered. The tool can also find win-win agreements that minimize taxes and maximize Social Security benefits, permitting both spouses to spend more. And we help each spouse budget to live within their new financial parameters. We do all this at remarkably low price, $149, saving you (or the lawyers, mediators, and financial planners working for you) tons of time. We also do direct divorce planning for clients who don't want to run their own analyses.