My Personal Financial Planning Company

I've spent a good part of my academic career studying personal financial behavior. In the course of these studies, I realized two things. First, economics' approach to financial planning is very different from the conventional approach: it generates quite different and much more sensible advice. Second, economists have an obligation to use their tools and science to help people make proper life-cycle financial decisions.

Please check out my company's (Economic Security Planning, Inc.) three websites: Social Security

This $40 ($200 for financial planners) web-based program called Maximize My Social Security, featured by PBS and other top media, calculates she Social Security benefit collection strategy that offers the highest lifetime benefits.

This site has our highly detailed and acclaimed lifetime financial planning download programs -- ESPlanner ($149) and ESPlannerPLUS (with Monte Carlo and Upside Investing, $199) for households and ESPlannerPRO ($950) for financial planners.


This site, ranked #1 by Money Magazine, lets you run, on line, a simplified version of our download programs by just clicking Begin Planning at the bottom. For additional fees, you can save your data and run the program in Monte Carlo or Upside Investing mode for yourself or, if you're a financial planner, for your clients.